Terms of Service

1. Acceptance of Terms

By accessing and using the Texas Policies website, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Use of Website

You agree to use our website only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use of the website.

3. Insurance Quotes and Services

Texas Policies is an independent insurance agency. We provide quotes and information about insurance products from multiple carriers. All quotes are estimates and actual rates may vary. Final coverage terms and pricing are subject to carrier approval and underwriting guidelines.

4. Accuracy of Information

While we strive to provide accurate information, we do not warrant that all information on our website is complete, current, or error-free. Insurance terms, coverage, and rates are subject to change without notice.

5. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Texas Policies or its content suppliers and is protected by copyright and other intellectual property laws. Some content, including blog articles and author information, is generated using artificial intelligence (AI) technology. See our Disclaimer page for more information about AI-generated content.

6. Limitation of Liability

Texas Policies shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services. Our total liability shall not exceed the amount you paid for our services, if any.

7. Indemnification

You agree to indemnify and hold harmless Texas Policies, its officers, employees, and agents from any claims, damages, or expenses arising from your use of our website or violation of these terms.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of these external sites.

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Your continued use of the website after changes constitutes acceptance of the modified terms.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.

11. Contact Information

If you have questions about these Terms of Service, please contact us at:

Email: info@texaspolicies.com